Step 1: Meet the Eligibility Criteria To be eligible for an ABSA Gold credit card, you must be a South African citizen or permanent resident, have a minimum monthly income of R25,000, and a good credit score. You can check your credit score with a credit bureau such as TransUnion or Experian.
Step 2: Gather Your Documents Before applying for an ABSA Gold credit card, you will need to gather your documents. These include your South African ID or passport, proof of address such as a utility bill or lease agreement, and your latest payslip or bank statement.
Step 3: Apply Online or In-Branch You can apply for an ABSA Gold credit card online or in-branch. To apply online, visit the ABSA Bank website and fill out the online application form. Alternatively, you can visit your nearest ABSA Bank branch and apply in person.
Step 4: Await Approval After submitting your application, you will need to wait for approval. ABSA Bank will review your application and determine if you meet their eligibility criteria. If your application is approved, you will be notified and can proceed to the next step.
Step 5: Pay the Annual Fee Once your application is approved, you will need to pay the annual fee to activate your ABSA Gold credit card. The annual fee for the ABSA Gold credit card is currently R700.
Step 6: Activate Your Card After paying the annual fee, your ABSA Gold credit card will be activated. You will receive your credit card by mail or can collect it in-branch. Follow the instructions provided to activate your card, such as setting up your PIN.
In summary, to get your ABSA Gold credit card, you will need to meet the eligibility criteria, gather your documents, apply online or in-branch, await approval, pay the annual fee, and activate your card. With your ABSA Gold credit card, you can enjoy exclusive benefits such as discounts on purchases, travel insurance, and fraud protection.